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Debt Recovery Agent Salary in New Jersey

How much does a Debt Recovery Agent make in New Jersey? As of October 01, 2026, the average salary for a Debt Recovery Agent in New Jersey is $39,916 per year, which breaks down to an hourly rate of $19.

However, a Debt Recovery Agent's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $46,332
  • Majority Range (25th-75th percentile): $37,452 to $43,274
  • Entry-Level (10th percentile): $35,210
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Debt Recovery Agent Job Openings in New Jersey

Key Factors That Influence Debt Recovery Agent Salaries

A Debt Recovery Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Debt Recovery Agent Salaries?

Experience is a primary driver of a Debt Recovery Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $39,216
  • Early Career (1-2 years): $43,605
  • Mid-Level (2-4 years): $53,300
  • Senior-Level (5-8 years): $60,190
  • Expert (over 8 years): $66,787
Job RoleYears of ExperienceAverage Salary
Debt Recovery Agent less than 1 year $39,216
Contact Center Representative II - Inbound 1-2 years $43,605
Contact Center Representative III - Inbound 2-4 years $53,300
Contact Center Representative IV - Inbound 5-8 years $60,190
Inbound Contact Center Supervisor over 8 years $66,787

How Do Debt Recovery Agent Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Debt Recovery Agents. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $40,774.
  • California: $40,619.
  • Massachusetts: $40,078.

Top Paying Cities for Debt Recovery Agent

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Maywood: $41,821
  • Teterboro: $41,837
  • Alpine: $41,821

Debt Recovery Agent Salary by Industry: Top Paying Sectors

For Debt Recovery Agent roles, the industry you choose can affect earning potential by as much as 38% (the gap between the highest and lowest paying industries). Data shows that the Aerospace & Defense and Business Services sectors offer the strongest compensation, at 20% above the average. In contrast, Debt Recovery Agent positions in Biotechnology or Chemicals typically offer lower base pay, as these industries often view Debt Recovery Agent as a support function rather than a direct revenue driver.

The top paying industries for a Debt Recovery Agent

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Aerospace & Defense $47,899 $23.0 20%
Business Services $45,903 $22.0 15%
Construction $44,706 $21.0 12%
Energy & Utilities $43,907 $21.0 10%
Healthcare $43,109 $21.0 8%

Debt Recovery Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Debt Recovery Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on October 01, 2026
$37,452
Average $39,916/year
$43,274
$3,121
Average $3,326/month
$3,606
$720
Average $768/week
$832
$18
Average $19/hour
$21
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $43,274 $3,606 $832 $21
Average $39,916 $3,326 $768 $19
25th Percentile $37,452 $3,121 $720 $18

Find Your Next Debt Recovery Agent Job

Ready to take the next step in your career? Browse thousands of current Debt Recovery Agent job openings on our job board. Use the search bar below to find your perfect match.

  • Santander Holdings USA Inc | NEW YORK, NY

    CIB Private Debt Mobilization

    Santander Holdings USA Inc | NEW YORK, NY

    It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-dr... more

    13 Days Ago

  • Lutheran Social Services | SULLIVAN, WI

    Recovery Support

    Lutheran Social Services | SULLIVAN, WI

    Lutheran Social Services (LSS) is seeking a compassionate Recovery Support professional to empower adults and families engaged in behavioral health and hou... more

    16 Days Ago

  • Lutheran Social Services | NORTH PRAIRIE, WI

    Recovery Support

    Lutheran Social Services | NORTH PRAIRIE, WI

    Lutheran Social Services (LSS) is seeking a compassionate Recovery Support professional to empower adults and families engaged in behavioral health and hou... more

    16 Days Ago

  • Lutheran Social Services | WAUKESHA, WI

    Recovery Support

    Lutheran Social Services | WAUKESHA, WI

    Lutheran Social Services (LSS) is seeking a compassionate Recovery Support professional to empower adults and families engaged in behavioral health and hou... more

    16 Days Ago

  • Lutheran Social Services | GENESEE DEPOT, WI

    Recovery Support

    Lutheran Social Services | GENESEE DEPOT, WI

    Lutheran Social Services (LSS) is seeking a compassionate Recovery Support professional to empower adults and families engaged in behavioral health and hou... more

    16 Days Ago

  • Lutheran Social Services | NASHOTAH, WI

    Recovery Support

    Lutheran Social Services | NASHOTAH, WI

    Lutheran Social Services (LSS) is seeking a compassionate Recovery Support professional to empower adults and families engaged in behavioral health and hou... more

    16 Days Ago

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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