What are the main factors that influence an Annuity Counselor's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Annuity Counselor?

The Insurance industry offers the highest average compensation for Annuity Counselor roles, with salaries approximately 20% above the market median.

How does experience change An Annuity Counselor's salary?

An Annuity Counselor's salary grows with experience: starting around $53,932 for beginners, reaching about $86,763 at mid-level, and approach $149,862 for experts.

What are the highest paying states for an Annuity Counselor?

Annuity Counselor salary varies significantly by state. The top 3 highest paying states for Annuity Counselor roles are District of Columbia $65,368, California $65,120, Massachusetts $64,252. These tech hubs typically pay 10-15% above the national average.

How much do different types of Annuity Counselor roles make?

Salaries for Annuity Counselor level roles vary by specialization: Annuity Consultant: $113,459; Annuity Manager: $98,767; Annuity Analyst: $80,533; Annuity Supervisor: $63,851; Annuity Wholesaler: $60,892.

Annuity Counselor Salary in Massachusetts

How much does an Annuity Counselor make in Massachusetts? As of September 01, 2026, the average salary for an Annuity Counselor in Massachusetts is $64,252 per year, which breaks down to an hourly rate of $31.

However, an Annuity Counselor's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $78,727
Majority Range (25th-75th percentile): $57,635 to $71,828
Entry-Level (10th percentile): $51,610

10% $51,610

50% (Median) $64,252

90% $78,727

Annuity Counselor Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$71,828	$5,986	$1,381	$35
Average	$64,252	$5,354	$1,236	$31
25th Percentile	$57,635	$4,803	$1,108	$28

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Key Factors That Influence Annuity Counselor Salaries

An Annuity Counselor's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Annuity Counselor Salaries?

Experience is a primary driver of an Annuity Counselor's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $53,932
Early Career (1-2 years): $62,673
Mid-Level (2-4 years): $86,763
Senior-Level (5-8 years): $96,370
Expert (over 8 years): $149,862

Job Role	Years of Experience	Average Salary
Annuities Licensed Sales Associate	less than 1 year	$53,932
Annuity Counselor	1-2 years	$62,673
Annuities Customer Service Supervisor	2-4 years	$86,763
Annuities Sales Supervisor	5-8 years	$96,370
Annuities Customer Service Director	over 8 years	$149,862

How Do Annuity Counselor Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Annuity Counselors. For example, consider the average annual salaries in these key locations:

District of Columbia: $65,368.
California: $65,120.
Massachusetts: $64,252.

District of Columbia $65,368 California $65,120 Massachusetts $64,252 Washington $64,016 New Jersey $63,992 Alaska $63,909 Connecticut $63,095 New York $62,764

Hawaii $61,707 Rhode Island $61,211 Maryland $60,875 Minnesota $60,414 Colorado $60,237 Illinois $60,178 Oregon $59,954 Delaware $59,788

New Hampshire $59,684 Virginia $59,452 Pennsylvania $58,773 Nevada $58,431 North Dakota $58,318 Michigan $58,141 Wisconsin $58,076 Vermont $57,946

Texas $57,586 Maine $57,563 Arizona $57,527 Ohio $57,486 Georgia $56,943 Indiana $56,671 Wyoming $56,618 Utah $56,535

Iowa $56,500 Kansas $56,217 Louisiana $56,134 North Carolina $56,104 Missouri $56,093 Florida $55,862 Montana $55,738 Nebraska $55,620

Kentucky $55,555 South Carolina $55,319 Tennessee $55,172 Idaho $55,113 New Mexico $54,682 Oklahoma $54,587 Alabama $54,239 South Dakota $53,654

Arkansas $53,335 West Virginia $53,164 Mississippi $52,651

Top Paying Cities for Annuity Counselor

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Agawam: $60,902
Amherst: $61,348
Barre: $61,960

Agawam, MA $60,902

Amherst, MA $61,348

Barre, MA $61,960

Belchertown, MA $61,290

Blandford, MA $61,176

Bondsville, MA $61,301

Brimfield, MA $61,633

Chester, MA $60,922

Chesterfield, MA $60,930

Chicopee, MA $60,895

Cummington, MA $60,765

Easthampton, MA $61,038

East Longmeadow, MA $60,938

East Otis, MA $61,186

Feeding Hills, MA $60,936

Gilbertville, MA $61,793

Goshen, MA $60,924

Granby, MA $61,055

Granville, MA $61,382

Hadley, MA $61,185

Hampden, MA $61,064

Hardwick, MA $61,827

Hatfield, MA $61,196

Haydenville, MA $61,121

Holyoke, MA $60,950

Huntington, MA $61,005

Leeds, MA $61,045

Leverett, MA $61,424

Ludlow, MA $61,007

Monson, MA $61,305

North Amherst, MA $61,306

Northampton, MA $61,087

Florence, MA $61,050

North Hatfield, MA $61,168

Oakham, MA $61,937

Palmer, MA $61,377

Plainfield, MA $60,745

Russell, MA $61,166

Shutesbury, MA $61,519

Southampton, MA $61,005

South Barre, MA $61,936

South Hadley, MA $61,022

Southwick, MA $61,153

Thorndike, MA $61,297

Three Rivers, MA $61,214

Wales, MA $61,578

Ware, MA $61,583

Warren, MA $61,682

West Chesterfield, MA $60,923

Westfield, MA $61,024

West Hatfield, MA $61,135

West Springfield, MA $60,898

West Warren, MA $61,591

Whately, MA $61,172

Wheelwright, MA $61,896

Wilbraham, MA $61,036

Williamsburg, MA $60,995

Woronoco, MA $61,104

Worthington, MA $60,797

Springfield, MA $60,892

Longmeadow, MA $60,914

Indian Orchard, MA $60,920

Pittsfield, MA $60,568

Adams, MA $60,505

Ashley Falls, MA $61,318

Becket, MA $60,738

Berkshire, MA $60,562

Cheshire, MA $60,543

Dalton, MA $60,568

Glendale, MA $60,588

Great Barrington, MA $60,977

Hinsdale, MA $60,616

Housatonic, MA $60,597

Lanesboro, MA $60,520

Lee, MA $60,631

Lenox, MA $60,556

Lenox Dale, MA $60,565

Middlefield, MA $60,666

Mill River, MA $61,168

Monterey, MA $60,967

North Adams, MA $60,474

North Egremont, MA $60,907

Otis, MA $61,021

Richmond, MA $60,503

Sandisfield, MA $61,334

Savoy, MA $60,615

Sheffield, MA $61,219

South Egremont, MA $61,100

Southfield, MA $61,364

South Lee, MA $60,685

Stockbridge, MA $60,557

Tyringham, MA $60,808

West Stockbridge, MA $60,516

Williamstown, MA $60,288

Windsor, MA $60,605

Greenfield, MA $61,265

Ashfield, MA $60,894

Athol, MA $61,988

Bernardston, MA $61,371

Buckland, MA $60,899

Charlemont, MA $60,776

Colrain, MA $61,150

Conway, MA $61,108

Deerfield, MA $61,249

Drury, MA $60,652

Erving, MA $61,586

Heath, MA $60,850

Lake Pleasant, MA $61,466

Millers Falls, MA $61,521

Monroe Bridge, MA $60,560

Montague, MA $61,440

Gill, MA $61,473

New Salem, MA $61,691

Northfield, MA $61,515

Orange, MA $61,780

Petersham, MA $61,946

Rowe, MA $60,683

Royalston, MA $61,825

Shelburne Falls, MA $61,081

South Deerfield, MA $61,214

Sunderland, MA $61,364

Turners Falls, MA $61,433

Warwick, MA $61,548

Wendell, MA $61,606

Wendell Depot, MA $61,626

Fitchburg, MA $62,410

Ashburnham, MA $62,219

Ashby, MA $62,396

Ayer, MA $62,951

Devens, MA $62,809

Baldwinville, MA $62,044

East Templeton, MA $62,110

Gardner, MA $62,179

Westminster, MA $62,184

Groton, MA $63,000

Harvard, MA $62,882

Hubbardston, MA $62,120

Leominster, MA $62,424

Littleton, MA $63,105

Lunenburg, MA $62,622

Pepperell, MA $62,989

Shirley, MA $62,800

Still River, MA $62,726

Templeton, MA $62,108

Townsend, MA $62,759

West Groton, MA $62,885

West Townsend, MA $62,615

Winchendon, MA $61,999

Winchendon Springs, MA $62,055

Auburn, MA $61,867

North Dartmouth, MA $62,233

South Dartmouth, MA $62,237

North Attleboro, MA $61,926

Plainville, MA $62,353

Attleboro Falls, MA $62,014

North Dighton, MA $62,150

Norton, MA $62,984

Raynham, MA $63,319

Raynham Center, MA $63,255

Rehoboth, MA $61,515

Rochester, MA $62,383

Seekonk, MA $61,232

Swansea, MA $61,628

Berkley, MA $62,446

Taunton, MA $62,817

Westport, MA $62,213

Westport Point, MA $62,206

Berlin, MA $62,310

Cataumet, MA $62,521

Blackstone, MA $62,068

Boylston, MA $61,969

Brookfield, MA $61,838

Charlton, MA $61,915

Charlton City, MA $61,917

Charlton Depot, MA $61,917

Clinton, MA $62,228

East Brookfield, MA $61,889

Douglas, MA $61,995

East Princeton, MA $62,122

Fiskdale, MA $61,812

Grafton, MA $61,937

Holden, MA $61,880

Holland, MA $61,710

Jefferson, MA $61,933

Lancaster, MA $62,523

Leicester, MA $61,872

Linwood, MA $62,094

Manchaug, MA $61,949

Millbury, MA $61,871

Millville, MA $62,027

New Braintree, MA $61,872

Northborough, MA $62,063

Northbridge, MA $62,074

North Brookfield, MA $61,892

North Grafton, MA $61,901

North Oxford, MA $61,895

North Uxbridge, MA $62,039

Oxford, MA $61,926

Princeton, MA $62,115

Rochdale, MA $61,877

Rutland, MA $61,970

Shrewsbury, MA $61,880

Southbridge, MA $61,903

South Grafton, MA $61,976

South Lancaster, MA $62,376

Spencer, MA $61,893

Sterling, MA $62,193

Sturbridge, MA $61,858

Upton, MA $62,149

Uxbridge, MA $62,058

Webster, MA $61,973

Dudley, MA $61,952

Westborough, MA $62,113

West Boylston, MA $61,944

West Brookfield, MA $61,771

West Millbury, MA $61,878

Whitinsville, MA $62,055

Sutton, MA $61,942

Worcester, MA $61,855

East Walpole, MA $63,792

Cherry Valley, MA $61,862

Paxton, MA $61,882

Framingham, MA $63,297

Village Of Nagog Woods, MA $63,194

Boxborough, MA $62,992

Acton, MA $63,191

Ashland, MA $62,912

Bedford, MA $63,453

Hanscom Afb, MA $63,799

Bolton, MA $62,633

Carlisle, MA $63,257

Concord, MA $63,416

Fayville, MA $62,796

Holliston, MA $62,896

Hopedale, MA $62,371

Hopkinton, MA $62,445

Hudson, MA $62,724

Marlborough, MA $62,621

Maynard, MA $63,172

Mendon, MA $62,259

Milford, MA $62,473

Natick, MA $64,074

Sherborn, MA $63,637

Southborough, MA $62,613

Foxboro, MA $63,286

Franklin, MA $62,610

Greenbush, MA $63,895

Green Harbor, MA $63,550

Hingham, MA $64,313

Hull, MA $64,961

Humarock, MA $63,629

Mansfield, MA $63,191

Marshfield, MA $63,584

Marshfield Hills, MA $63,690

Medfield, MA $63,762

Medway, MA $62,884

Millis, MA $63,353

Minot, MA $63,895

Norfolk, MA $63,168

North Marshfield, MA $63,550

North Scituate, MA $64,003

Norwell, MA $63,831

Norwood, MA $64,155

Ocean Bluff, MA $63,550

Scituate, MA $63,957

Sharon, MA $63,624

Sheldonville, MA $62,622

South Walpole, MA $63,393

Stoughton, MA $63,673

Walpole, MA $63,639

Westwood, MA $64,529

Wrentham, MA $62,611

Boston, MA $65,604

Roxbury, MA $65,599

Roxbury Crossing, MA $65,600

Dorchester, MA $65,581

Dorchester Center, MA $65,535

Mattapan, MA $65,494

Charlestown, MA $65,595

Jamaica Plain, MA $65,572

Roslindale, MA $65,481

West Roxbury, MA $65,385

Allston, MA $65,584

Brighton, MA $65,552

Hyde Park, MA $65,283

Readville, MA $65,245

Cambridge, MA $65,560

Somerville, MA $65,591

Malden, MA $65,461

Everett, MA $65,553

Chelsea, MA $65,561

Revere, MA $65,459

Winthrop, MA $65,517

Medford, MA $65,490

West Medford, MA $65,437

Quincy, MA $65,065

Melrose, MA $65,255

Stoneham, MA $64,955

Braintree, MA $64,380

Milton, MA $65,167

Milton Village, MA $65,379

Weymouth, MA $64,291

East Weymouth, MA $64,363

South Weymouth, MA $63,833

North Weymouth, MA $64,918

East Boston, MA $65,603

Brockton, MA $63,644

Avon, MA $63,672

Bridgewater, MA $63,501

Bryantville, MA $63,549

Carver, MA $62,897

Duxbury, MA $63,376

East Bridgewater, MA $63,621

Easton, MA $63,631

Elmwood, MA $63,593

Halifax, MA $63,490

Hanover, MA $63,699

Hanson, MA $63,579

Holbrook, MA $63,700

Middleboro, MA $62,819

Manomet, MA $63,004

Lakeville, MA $62,632

Monponsett, MA $63,511

Abington, MA $63,675

North Carver, MA $63,077

North Easton, MA $63,643

North Pembroke, MA $63,595

Pembroke, MA $63,567

Plymouth, MA $62,920

Kingston, MA $63,320

South Carver, MA $62,815

Plympton, MA $63,294

Randolph, MA $63,931

Rockland, MA $63,704

South Easton, MA $63,595

West Bridgewater, MA $63,639

White Horse Beach, MA $63,040

Whitman, MA $63,651

Lexington, MA $64,442

Brookline, MA $65,571

Brookline Village, MA $65,580

Waltham, MA $64,837

North Waltham, MA $65,198

New Town, MA $65,401

Babson Park, MA $64,820

Newton, MA $65,454

Newton Center, MA $65,409

Newtonville, MA $65,366

Newton Highlands, MA $65,353

Newton Lower Falls, MA $65,057

Newton Upper Falls, MA $65,277

West Newton, MA $65,261

Auburndale, MA $65,132

Chestnut Hill, MA $65,527

Waban, MA $65,234

Watertown, MA $65,509

Arlington, MA $65,347

Arlington Heights, MA $65,315

Belmont, MA $65,391

Waverley, MA $65,451

Wellesley Hills, MA $64,819

Wellesley, MA $64,587

Needham, MA $64,944

Weston, MA $64,555

Needham Heights, MA $65,171

Nonantum, MA $65,401

Buzzards Bay, MA $62,671

Lincoln, MA $64,053

Stow, MA $62,950

Sudbury, MA $63,460

Wayland, MA $63,996

Woodville, MA $62,396

Woburn, MA $64,372

Burlington, MA $63,784

Andover, MA $62,496

Billerica, MA $63,249

Chelmsford, MA $63,292

Dracut, MA $63,182

Dunstable, MA $63,155

Haverhill, MA $62,437

Georgetown, MA $62,539

Groveland, MA $62,478

Lawrence, MA $62,362

Methuen, MA $62,374

North Andover, MA $62,437

Lowell, MA $63,301

Merrimac, MA $62,406

North Billerica, MA $63,275

North Chelmsford, MA $63,284

North Reading, MA $63,057

Nutting Lake, MA $63,279

Pinehurst, MA $63,350

Reading, MA $63,670

Tewksbury, MA $63,059

Tyngsboro, MA $63,217

Wakefield, MA $64,451

West Boxford, MA $62,551

Westford, MA $63,221

Wilmington, MA $63,113

Winchester, MA $65,084

Lynn, MA $65,003

Saugus, MA $65,085

Swampscott, MA $64,689

Nahant, MA $65,196

Amesbury, MA $62,371

Beverly, MA $63,536

Boxford, MA $62,525

Byfield, MA $62,580

Danvers, MA $63,413

Essex, MA $63,048

Gloucester, MA $63,116

Hamilton, MA $63,170

Hathorne, MA $63,200

Chilmark, MA $62,435

East Falmouth, MA $62,550

East Sandwich, MA $62,816

East Wareham, MA $62,657

Edgartown, MA $62,630

Falmouth, MA $62,462

Woods Hole, MA $62,337

Menemsha, MA $62,457

Monument Beach, MA $62,564

Nantucket, MA $62,988

North Falmouth, MA $62,484

Oak Bluffs, MA $62,567

Onset, MA $62,580

Pocasset, MA $62,541

Sagamore, MA $62,760

Sagamore Beach, MA $62,791

Sandwich, MA $62,768

Siasconset, MA $62,923

Silver Beach, MA $62,456

Vineyard Haven, MA $62,505

Wareham, MA $62,528

West Chop, MA $62,522

West Falmouth, MA $62,445

West Tisbury, MA $62,488

West Wareham, MA $62,501

Hyannis, MA $63,034

Barnstable, MA $62,896

Brewster, MA $62,983

Centerville, MA $62,874

Chatham, MA $63,025

Cotuit, MA $62,748

Ipswich, MA $62,823

Cummaquid, MA $62,915

Lynnfield, MA $63,895

Manchester, MA $63,430

Marblehead, MA $64,178

Middleton, MA $62,923

Newburyport, MA $62,456

Newbury, MA $62,570

Salisbury, MA $62,324

Peabody, MA $63,990

Prides Crossing, MA $63,576

Rockport, MA $62,989

Rowley, MA $62,677

Salem, MA $63,969

South Hamilton, MA $63,069

Topsfield, MA $62,867

Wenham, MA $63,224

West Newbury, MA $62,477

Accord, MA $63,874

Bellingham, MA $62,353

Brant Rock, MA $63,422

Canton, MA $63,971

Cohasset, MA $64,301

Dedham, MA $65,062

Dover, MA $64,255

East Mansfield, MA $63,440

Dennis, MA $62,968

Dennis Port, MA $63,092

East Dennis, MA $62,921

Eastham, MA $62,897

East Orleans, MA $62,664

Forestdale, MA $62,684

Harwich, MA $63,036

Harwich Port, MA $63,065

Hyannis Port, MA $62,917

Marstons Mills, MA $62,805

Mashpee, MA $62,667

North Chatham, MA $63,013

North Eastham, MA $62,897

North Truro, MA $62,786

Orleans, MA $62,953

Osterville, MA $62,812

Provincetown, MA $62,883

South Chatham, MA $63,040

South Dennis, MA $63,040

South Harwich, MA $63,049

South Orleans, MA $62,973

South Wellfleet, MA $62,765

South Yarmouth, MA $63,075

Truro, MA $62,739

Wellfleet, MA $62,814

West Barnstable, MA $62,886

West Chatham, MA $63,035

West Dennis, MA $63,051

West Harwich, MA $63,066

West Hyannisport, MA $62,955

West Yarmouth, MA $63,024

Yarmouth Port, MA $62,995

Assonet, MA $62,291

Attleboro, MA $61,735

Chartley, MA $63,041

Cuttyhunk, MA $62,308

Dartmouth, MA $62,234

Dighton, MA $61,946

East Freetown, MA $62,303

East Taunton, MA $62,773

Fairhaven, MA $62,236

Fall River, MA $62,127

Somerset, MA $61,825

Marion, MA $62,371

Mattapoisett, MA $62,267

New Bedford, MA $62,233

Acushnet, MA $62,254

Annuity Counselor Salary by Industry: Top Paying Sectors

For Annuity Counselor roles, the industry you choose can impact your earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 20% above the average. Conversely, Annuity Counselor positions in Business Services typically offer lower base pay, as this sector often view Annuity Counselor as a support function rather than a direct revenue driver.

The top paying industries for an Annuity Counselor

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Insurance	$77,102	$37.0	20%
Financial Services	$70,677	$34.0	10%

Annuity Counselor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Annuity Counselor's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$57,635

Average $64,252/year

$71,828

$4,803

Average $5,354/month

$5,986

$1,108

Average $1,236/week

$1,381

$28

Average $31/hour

$35

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$71,828	$5,986	$1,381	$35
Average	$64,252	$5,354	$1,236	$31
25th Percentile	$57,635	$4,803	$1,108	$28

Find Your Next Annuity Counselor Job

Ready to take the next step in your career? Browse thousands of current Annuity Counselor job openings on our job board. Use the search bar below to find your perfect match.

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Annuity Counselor Salary in Massachusetts

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Key Factors That Influence Annuity Counselor Salaries

How Experience Level Affects Annuity Counselor Salaries?

How Do Annuity Counselor Salaries Vary from State to State?

Top Paying Cities for Annuity Counselor

Annuity Counselor Salary by Industry: Top Paying Sectors

The top paying industries for an Annuity Counselor

Annuity Counselor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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Annuity Counselor Salary in Massachusetts

Check out Annuity Counselor Job Openings in Massachusetts

Key Factors That Influence Annuity Counselor Salaries

How Experience Level Affects Annuity Counselor Salaries?

How Do Annuity Counselor Salaries Vary from State to State?

Top Paying Cities for Annuity Counselor

Annuity Counselor Salary by Industry: Top Paying Sectors

The top paying industries for an Annuity Counselor

Annuity Counselor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Annuity Counselor

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